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Capital Gains ITR Filing: Shares, Mutual Funds, Crypto & Property
Sold shares, mutual funds, crypto or property this year? Here's how capital gains are taxed and which ITR form you need for AY 2026-27.
a capital gain arises when you sell a capital asset — listed shares, mutual funds, crypto, gold or property — for more than its cost. how it's taxed depends on the asset and how long you held it.
Short-term vs Long-term
the holding period decides the category. for listed equity and equity mutual funds, more than 12 months is long-term; for property and unlisted assets, more than 24 months. short-term and long-term gains are taxed differently.
Which ITR Form
- salaried with capital gains → itr-2;
- capital gains plus business or professional income → itr-3;
- crypto / virtual digital assets are reported in schedule vda and taxed at a flat 30%.
What We Need to File
- broker / mutual-fund capital-gains (tax p&l) statement;
- purchase and sale details for any property;
- crypto transaction statement;
- details of any exemptions claimed (e.g. reinvestment under sections 54 / 54f).
Why Get Help With This
capital-gains computation — grandfathering, indexation, set-off of losses, the right exemptions — is where most self-filed returns go wrong. we get it right and keep you out of a notice.
